Carboom is a credit broker, not a lender.

Rates from 9.9% APR. Representative 19.9% APR. Hire Purchase (HP) Example: Borrow £10,000 over 5 years with a £0 deposit. Representative APR 19.9% fixed rate. Monthly payment: £255. Total cost of car finance: £5,329. Total amount repayable: £15,329. Carboom is a credit broker not a lender.

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Can I get car finance in Doncaster?

You can get car finance in Doncaster. Even with bad credit. Lenders look at what you can afford now. Not just your past. Carboom connects you with finance options that suit your situation. You don’t need a deposit. But you must prove you can manage the monthly cost. Bad credit doesn’t block you. And you can choose from used car finance deals that fit your budget. You stay in control. Pick the car. Set the terms. Finance a car that meets your needs. No hidden steps. No pressure. Just clear support to help you move forward.

Car finance calculator

Finance calculator

£
  • 36month
  • 42month
  • 48month
  • 60month

This helps you get a more accurate finance estimate

Not sure about being approved?

Check finance eligibility

Won't affect your credit score

We are a credit broker not a lender
Your estimated examples

These estimates are subject to credit checks, and may change if you do apply for finance.

PCP
£0/pm
HP
£0/pm
Loan amount£7,500.00
Length of Loan60 months
Monthly payment£0
Interest rate14.9% APR
Optional final payment£0
Amount of interest£0
Total payment£0

Bad credit car finance in Doncaster

Carboom offers bad credit car finance in Doncaster. We act as specialist brokers. We know how to help when your credit score holds you back. We’ve helped hundreds in Doncaster get back on the road. Lenders on our panel check what you can afford now. Not just your history. We work with local and national dealers. You get access to a wide range of cars on finance. And you choose what suits your needs. Used car finance? No problem. Small deposit or none at all? That’s fine too. You stay in control. And we support every step.

Got a CCJ or IVA? On benefits? You can still apply. Lenders check your income. Not your past. You must afford the monthly cost. That’s what matters most. Carboom finds finance that fits your budget. You decide. We guide. And you drive away with terms that work.

Quick look at the car finance calculations for bad credit

Loan Amount (£)

Loan Term (Months)

Estimated Credit Score

PCP & HP Interest Rate (APR)

PCP Monthly Payment (£)

PCP Total Payment (£)

HP Monthly Payment (£)

HP Total Payment (£)

£5000

48

Poor

19.9%

95.96

6355.91

147.63

6355.91

£7000

48

Poor

19.9%

134.34

8898.27

206.68

8898.27

£8000

48

Poor

19.9%

153.53

10169.45

236.2

10169.45

£10000

48

Poor

19.9%

191.91

12711.81

295.25

12711.81

£15000

48

Poor

19.9%

287.87

19067.72

442.88

19067.72

£20000

48

Poor

19.9%

383.83

25423.62

590.5

25423.62

HP & PCP car finance in Doncaster

Hire Purchase (HP) and Personal Contract Purchase (PCP) give you two flexible ways to finance a car in Doncaster. With HP, you pay a deposit first. Then you make fixed monthly payments until the full amount is covered. You take full ownership after the last payment. Simple.

PCP works in stages. You start with a deposit. Then you pay lower monthly amounts based on how much the car will lose in value. At the end, you choose. Pay a final amount to keep the car. Return it. Or part exchange it for another. Choose HP if you want full ownership. And if you plan to keep the car for years. Go for PCP if you want smaller monthly payments. And if you like changing cars more often.

Carboom helps you arrange both HP and PCP car finance in Doncaster. Even with bad credit. We work with trusted lenders and dealers across Doncaster and the wider UK. You get clear terms. No pressure. Just finance that fits.

No deposit car finance deals in Doncaster

Carboom offers no-deposit car finance in Doncaster, helping you get a car without paying anything upfront. You skip the deposit, so you don’t need savings to start. That keeps your budget intact and gives you more control. You repay the full cost through fixed monthly payments. Nothing hidden. Nothing added later. We work with trusted lenders and local dealers across Doncaster. You choose the car that fits your needs. And you spread the cost in a way that works for you. Got bad credit? That doesn’t stop you. Our lenders focus on what you can afford now. Not what’s in your past. You stay in charge. And if this sounds right for you, ask for a quote today.

What do I need to apply for car finance in Doncaster?

Applying for car finance in Doncaster is simple when you have the right documents. Make sure you prepare the following:

  • Proof of identity – Use a valid driving licence or passport.
  • Proof of address – Provide a recent utility bill or bank statement dated within the last three months.
  • Proof of income – Show recent payslips or bank statements. If you're self-employed, include tax returns or invoices.
  • Bank details – Share the account details you’ll use to make payments.
  • Deposit – Some lenders offer no-deposit car finance. But others may ask for a small upfront payment.

Bring these documents with you. Stay ready. Move quickly.

Car dealerships you can find your next car in Doncaster

  • Wellgate Car Sales

    Unit 2, Enterprise Court, Brunel Rd, Cusworth, Doncaster DN5 8AH, UK +447790120777

  • Stoneacre Doncaster Barnby Dun Road

    Barnby Dun Rd, Doncaster DN2 4QP, UK +441302327111

  • Central Service Garage

    24 High Rd, Warmsworth, Doncaster DN4 9LX, UK +441302570056

  • Langton Motor Company

    Church Ln, Adwick le Street, Doncaster DN6 7AY, UK +441302728111

Why do you have to finance your next car with us in Doncaster?

Get your car finance

Check your eligibility for car finance deals with no impact on your credit score

Buy a car from any dealer

Once approved, collect or get your vehicle delivered to you.

Carboom quality assured

We’ll do a thorough car check, full-service history and dealer check. Buy with confidence.