Carboom is a credit broker, not a lender.

Rates from 9.9% APR. Representative 19.9% APR. Hire Purchase (HP) Example: Borrow £10,000 over 5 years with a £0 deposit. Representative APR 19.9% fixed rate. Monthly payment: £255. Total cost of car finance: £5,329. Total amount repayable: £15,329. Carboom is a credit broker not a lender.

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Can I get car finance in Bristol?

Yes, you can! At Carboom, we make car finance in Bristol straightforward and accessible. We help people secure finance, even with a low credit score or no deposit. Our process is quick, transparent, and designed to match you with lenders who focus on affordability.

We specialise in bad credit car finance in Bristol, offering flexible options, including no deposit car finance in Bristol. If you're looking for cars on finance in Bristol or need a way to spread the cost, we’re here to help you get behind the wheel.

Car finance calculator

Finance calculator

£
  • 36month
  • 42month
  • 48month
  • 60month

This helps you get a more accurate finance estimate

Not sure about being approved?

Check finance eligibility

Won't affect your credit score

We are a credit broker not a lender
Your estimated examples

These estimates are subject to credit checks, and may change if you do apply for finance.

PCP
£0/pm
HP
£0/pm
Loan amount£7,500.00
Length of Loan60 months
Monthly payment£0
Interest rate14.9% APR
Optional final payment£0
Amount of interest£0
Total payment£0

Bad credit car finance in Bristol

Getting bad credit car finance in Bristol is possible, even with a low credit score. At Carboom, we help people secure finance when other lenders say no. From our experience, lenders focus on what you can afford now rather than just your credit history. We work with specialists who offer tailored solutions, making car financing more accessible.

Many customers worry that CCJs, IVAs, or being on benefits will stop them from getting a car. The right lenders consider more than just your past credit. Car finance on benefits in Bristol is available, and we can match you with the best options. If you're looking for no deposit car finance in Bristol, we can help find a deal that fits your budget.

We work with dozens of dealers across Bristol and the UK, giving you better choices and higher approval chances. Our goal is to make financing cars simple, clear, and stress-free.

Quick look at the car finance calculations for bad credit

Loan Amount (£)

Loan Term (Months)

Estimated Credit Score

PCP & HP Interest Rate (APR)

PCP Monthly Payment (£)

PCP Total Payment (£)

HP Monthly Payment (£)

HP Total Payment (£)

£5000

48

Poor

19.9%

95.96

6355.91

147.63

6355.91

£7000

48

Poor

19.9%

134.34

8898.27

206.68

8898.27

£8000

48

Poor

19.9%

153.53

10169.45

236.2

10169.45

£10000

48

Poor

19.9%

191.91

12711.81

295.25

12711.81

£15000

48

Poor

19.9%

287.87

19067.72

442.88

19067.72

£20000

48

Poor

19.9%

383.83

25423.62

590.5

25423.62

HP & PCP car finance in Bristol

Choosing the right car finance in Bristol depends on what works best for you. The two most popular options are HP car finance and PCP car finance. From our experience, the more we help people finance a car, the more we see how important it is to understand the difference.

With HP car finance, you make fixed monthly payments until you own the car. There’s no large final payment or mileage limits. This is ideal if you want to keep the car long-term and avoid extra costs.

PCP car finance offers lower monthly payments because you only pay for part of the car’s value. At the end, you can finance a car with a final payment, swap it for another, or return it. This suits those who prefer upgrading their car regularly.

At Carboom, we make car financing in Bristol simple. We compare deals and help you find the best option for your budget.

No deposit car finance deals in Bristol

With no deposit car finance in Bristol, you can get a car without paying anything upfront. From our experience, the more we help people finance a car, the more we see how important this option is. Many struggle to save for a deposit but still need a reliable car for work, family, or daily life. No-deposit finance makes it possible to get on the road without waiting.

Lenders look at what you can afford, not just your credit score. At Carboom, we provide no deposit car finance deals in Bristol, even if you have a poor or bad credit score. We’ve helped many people who thought car finance wasn’t an option for them.

Instead of delaying your plans, you can apply today, compare deals, and find an option that works for your budget.

What do I need to apply for car finance in Bristol?

From our experience, the more prepared you are, the faster the process moves. Here’s what you’ll need:

  • Proof of ID – A valid passport or driving licence
  • Proof of address – A recent utility bill or bank statement
  • Bank statements – Usually from the last three months
  • Payslips or proof of income – If self-employed, tax returns or invoices may be needed
  • Small deposit (if required) – Some lenders offer no deposit car finance in Bristol

Car dealerships you can find your next car in Bristol

  • Carbase Bristol

    Netham Road, Bristol BS5 9PJ, UK +44 117 911 6514

  • Sytner Select Bristol

    Bolingbroke Wy., Filton, Bristol BS34 6FE, UK +44 117 453 2429

  • Colin Ludwell Cars Limited

    81-85 Two Mile Hill Rd, Kingswood, Bristol BS15 1BL, UK +44 117 915 9988

  • Motor Village - Bristol

    Albert Rd, St Philip's, Bristol BS2 0XS, UK +44 117 977 4466

Why do you have to finance your next car with us in Bristol?

Get your car finance

Check your eligibility for car finance deals with no impact on your credit score

Buy a car from any dealer

Once approved, collect or get your vehicle delivered to you.

Carboom quality assured

We’ll do a thorough car check, full-service history and dealer check. Buy with confidence.