Car Finance
Bad Credit
- No deposit needed
- We help find you the perfect car
- PCP and HP from 9.9% APR
- Free car history and dealer check
Checking eligibility
does not affect credit score
Get a quote
Carboom is a credit broker, not a lender.
Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9% , the annual interest rate of 21.9% (Fixed)and a deposit of £0, the amount payable would be £185.33 per month , with a total cost of credit of £4, 119.81 and a total amount payable of£11,119.81 . We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
How car finance works?
Find your perfect car on finance, apply online, and get the car collected or delivered the same or next day. Finance a new or used car with fixed monthly payments with Carboom. Compare best car finance deals from £4,000 to £40,000.
To Apply & to get accepted
Think on what car you want to buy and how much you want to borrow. Once applied, our panel of lenders will get back to you with the best deal.
Apply nowPick a car of your dream
If approved, pick a new, used or part exchange car from one of the reputable dealers. We will run background checks on the car for you.
Drive away happy
Our goal is to to help you enjoy your car.
Car finance calculator
Finance calculator
- 36month
- 42month
- 48month
- 60month
This helps you get a more accurate finance estimate
Not sure about being approved?
Check finance eligibilityWon't affect your credit score
We are a credit broker not a lenderThese estimates are subject to credit checks, and may change if you do apply for finance.
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| Loan amount | £7,500.00 |
|---|---|
| Length of Loan | 60 months |
| Monthly payment | £0 |
| Interest rate | 14.9% APR |
| Optional final payment | £0 |
| Amount of interest | £0 |
| Total payment | £0 |
Types of Car Finance
Why Carboom
- 14+ lenders on panel
- No deposit car finance
- Flexible monthly repayments
- Bad credit finance specialists
- Instant decision
Hire Purchase (HP) finance
- Fixed low interest rates
- No deposit car finance deals
- Part exchange deals with affordable options
Personal Contract Purchase (PCP) finance
- Low interest rates
- Low monthly repayments
- Trade in or replace for a new PCP deal
- No annual mileage restrictions
Bad credit car finance
- Bad credit considered
- No deposit deals for customers with poor credit
Will I get accepted for car finance?
At Carboom we have access to top car finance companies, meaning that you have good chances of being accepted for a car loan at the best rate.
Who can apply
- Age between 18 and 75 years
- UK resident for at 3 years
- Monthly income of £1,000+
Get car finance with confidence
Get your car finance
Check your eligibility for car finance deals with no impact on your credit score
Buy a car from any dealer
Once approved, collect or get your vehicle delivered to you.
Carboom quality assured
We’ll do a thorough car check, full-service history and dealer check. Buy with confidence.
